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Farm & Country Program

Key Feature of the Farm & Country Program:

Broad and Special Home Coverage include: Jewelry, Collectibles, Guns

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Farm Buildings and Farm Personal Property Coverage:

  • Fire
  • Lightning
  • Windstorm
  • Hail
  • Explosion
  • Riot
  • Civil Commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Vandalism
  • Theft
  • Falling Objects
  • Weight of Ice
  • Sleet and Snow
  • Collapse

Included Farm Coverage:

  • Collision
  • Upset & Overturn
  • Cab Glass
  • Debris Removal
  • Fire Dept, Service Charge
  • Farm Operations Records
  • Rented Farm Machinery

Optional Property Coverage:

  • Extra Expense & Earnings
  • Increased Fire Dept. Service Charge
  • Ingestion of Rocks
  • Rental of Substitute Machinery
  • Increased Rented Farm Machinery

Farm & Personal Liability

  • Comprehensive Farm Personal Liability up to $1,000,000
  • Bodily injury and Property Damage to Others
  • Milk Contamination
  • Custom Farming Pollution liability

Optional Liability Coverage:

  • Farm Employers Liability
  • Fire Legal Liability
  • Custom Farming
  • Recreational Vehicles
  • Watercraft
  • Incidental Business
  • Home  Based Business
  • Horse Liability
  • Additional Premises (rental and seasonal property)
  • Personal Liability
  • Household Employees

Umbrella Protection for:

An umbrella policy provides additional protection above the farmowners and auto liability limits and can include uninsured and underinsured motorist coverage. Limits availalble to $2,000,000.