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Farm Insurance

Farm coverage rooted in your priorities

On your farm, you need to ensure that your insurance policy covers plenty of things. That’s where we can help. We understand your unique concerns and the way you do business. Work with an agent to secure your property with a farm insurance plan from Ellington.

Farm insurance policies

If you earn an income off your farm, own farm equipment, have outbuildings and/or animals (large or small livestock), you qualify for and need farm insurance. This coverage is more comprehensive than policies for hobby farms or country estates.

Farm coverage also includes things like storm damage, equipment collisions and more.

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Hardworking policies for personal property and farm building insurance

Protect your land, barns, cribs, silos, grain bins (and the product inside them), equipment, and more from:

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Lightning

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Windstorm

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Hail

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Explosion

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Vehicles damaging buildings or property

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Smoke

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Vandalism

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Theft

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Collapse

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Falling objects

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Weight of ice

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Sleet and Snow

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Riot

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Civil commotion

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Aircraft crashes

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Vehicle damage

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Aircraft damage

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Hobby farm insurance

Hobby farm insurance is appropriate coverage if you have minimal acreage and don’t generate revenue from your farm operations. An example of a hobby farm is someone living on five acres with a few chickens and a shed on their property.

Country estate insurance

Country estate insurance is for those who don’t farm or have animals but live on a farm property. These policies include coverage for things like additional structures on your land or your rarely used equipment.

Talk to an independent insurance agent about insurance for your farm

To find the farm liability coverage that’s best for you, talk to a local, independent agent—they look out for your best interest and understand your way of life.

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Farm coverage with protection you can trust

Understanding your coverage options

Additional farm coverage includes:

  • Collision
  • Upset and overturn
  • Cab glass
  • Debris removal
  • Fire department service charge
  • Electronic or paper farm account records
  • Rented farm machinery

Optional farm insurance for the harder days:

  • Extra expense and earnings
    • For example, if a barn fire causes your dairy operation to move to a different location, this will cover the extra expenses and loss of earnings.
  • Increased fire department service charge
  • Combine damage due to ingestion of rocks
  • Substitute machinery rental (if your equipment is in the shop and you’re using a substitute until yours is repaired)
  • Increased rented farm machinery
  • Equipment breakdown coverage

Farm liability insurance that protects against the unexpected

Comprehensive farm personal liability up to $1,000,000. For additional liability coverage, choose an umbrella policy from Ellington.

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Our farm policies offer protection from:

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Liability for bodily injury or property damage to others

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Liability for milk contamination

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Liability for pollution while custom farming

Optional farm liability coverage that provides you additional peace of mind

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Farm employer liability

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Fire legal liability

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Cause damage or injury

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Horse liability

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Incidental business

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Additional premises

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Personal liability

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Household employees

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Recreational vehicles

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Watercraft

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Home-based business

Cover equipment breakdown

Choose equipment breakdown coverage for those mechanical problems not typically covered by homeowners insurance.

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The land is your livelihood. Protect it with a farm insurance quote today.