Key Features of the Homeowner Program
- Broad and Special Home Coverage including: Jewelry, Collectibles, Guns
- Discounts available for new homes and auto packages.
- Deductible options with premium credit
- Comprehensive Personal Liability to $1,000,000
Property Coverage available for:
- Back up of sewer and sump pumps
- Identity Fraud Expense
- Barns/rural buildings
- Swimming pools
- Watercraft, campers, ATV’s and snowmobiles
- Seasonal properties, rentals, condos and homes under construction including builders risk collapse coverage and theft of building materials.
Optional Liability Coverage
- Recreational Vehicles
- Incidental Businesses
- Home Based Businesses
- Horse Liability
- Additional Premises (rental and seasonal property)
- Personal Liability
- Household Employees
An umbrella policy provides additional protection above your homeowners and auto liability limits and can include uninsured limits and can include uninsured and under-insured motorists coverage. Limits available to $2,000,000.