Broad and Special Home Coverage include: Jewelry, Collectibles, Guns
Farm Buildings and Farm Personal Property Coverage:
Fire
Lightning
Windstorm
Hail
Explosion
Riot
Civil Commotion
Aircraft
Vehicles
Smoke
Vandalism
Theft
Falling Objects
Weight of Ice
Sleet and Snow
Collapse
Included Farm Coverage:
Collision
Upset & Overturn
Cab Glass
Debris Removal
Fire Dept, Service Charge
Farm Operations Records
Rented Farm Machinery
Optional Property Coverage:
Extra Expense & Earnings
Increased Fire Dept. Service Charge
Ingestion of Rocks
Rental of Substitute Machinery
Increased Rented Farm Machinery
Farm & Personal Liability
Comprehensive Farm Personal Liability up to $1,000,000
Bodily injury and Property Damage to Others
Milk Contamination
Custom Farming Pollution liability
Optional Liability Coverage:
Farm Employers Liability
Fire Legal Liability
Custom Farming
Recreational Vehicles
Watercraft
Incidental Business
Home Based Business
Horse Liability
Additional Premises (rental and seasonal property)
Personal Liability
Household Employees
Umbrella Protection for:
An umbrella policy provides additional protection above the farmowners and auto liability limits and can include uninsured and underinsured motorist coverage. Limits availalble to $2,000,000.