Small Business Program


Key Features of the Small Business Program:


Artisan Program

Package policy including property and liability coverage for contractors such as carpentry, painting, interior designers, floor covering, electricians, cleaning services etc.

Business Owners Program (BOP)

Retail businesses such as florists, grocery, photo equipment, clothing and many others. Service businesses such as camera and watch repair, hair and nail salon, taxidermists and many others.

Home Based Business 

Low cost coverage option when attached to a personal policy covering offices, service businesses, retail and craft stores, bed and breakfast and food sales.


Property Coverage 

Basic, Broad and Special coverage available for covering buildings and personal property.

Deductible options with premium credit.

Optional coverage available for glass, loss of earnings, signs, tenant improvements, money and securities.

Liability Coverage

Covers bodily injury and property damage liability, medical payments, products/completed operations, fire legal liability, personal injury and advertising injury liability.