Renters Program


Key Features of the Renters Program

  • Replacement cost coverage for personal property
  • Deductible options with premium credit
  • Auto package discounts

Property Coverage available for:

  • Backup of sewer and sump pumps
  • Identity Fraud Expense
  • Jewelry
  • Guns
  • Collections
  • Watercraft, campers, ATV’s and snowmobiles


Liability Coverage available for:

  • Comprehensive Personal Liability to $1,000,000
  • Bodily injury and property damage to others

Optional Liability Coverage:

  • Recreational Vehicles
  • Watercraft
  • Incidental Businesses
  • Home Based Businesses
  • Horse Liability
  • Additional Premises (rental and seasonal property)
  • Personal Liability
  • Household Employees

Umbrella Protection

An umbrella policy provides additional protection above your renters policy and auto liability limits and can include uninsured and under-insured motorist coverage. Limits available up to $2,000,000.